Settlement Services

Residential Purchase

Residential Refinance

Short Sale (Seller Side)

Residential Simultaneous 2nd Mortgage

Residential Seller Side

Release Administration (per payoff)

Courier/Overnight Fee (per overnight pkg)

ICL Premium

                                          

$ 275

$ 225

$ 500

$ 125

$ 250

$ 125

$ 30

$ 20

Title Services

Title Search and Examination Fee

Residential Subdivision Lots

VA Beach, Chesapeake, Norfolk, Portsmouth, Suffolk, Hampton and Newport News

Acreage / Commercial Lots

Current Owner Search

        

    

 

$ 260

$TBD

$ 125

Title Commitment

Residential

Commercial

                                         

$ 75

$ TBD

Title Update & Record

VA Beach, Chesapeake, Norfolk, Portsmouth, Suffolk, Hampton and Newport News

All other areas



                       

$ 0

Call for quote

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(Click the link above for more information)

1031 Tax Deferred Exchanges are a powerful tool for using your equity in acquiring investment opportunities, as well as consolidating and diversifying assets. While there are complex rules and regulations placed on the exchange, allowing Real Estate Security Agency to handle your exchange takes the burden away.

NOTE:
Examinations and recordings performed in areas outside Hampton Roads may be higher

TITLE INSURANCE RATES

Standard vs. Enhanced Policies for Owners and Lenders

Standard Coverage policies provide protection to property owners and lenders in the event of defect, lien or encumbrance on the title, unmarketability of title and/or a lack of right of access to and from the property.

Real Estate Security Agency, LLC and its Underwriters offer Enhanced Coverage policies that provide additional protections to homeowners and lenders.  In addition to the protections traditionally provided by standard title insurance, Enhanced Coverage policies provide protection from loss for violations that existed before the property was purchased, post-policy encroachments, forgery, building permit violations, inflation coverage, living trust coverage and much more.

Title Insurance Rates

Owners Title Insurance Rates

Standard Coverage

Enhanced Coverage

(minimum premium: $200.00)

(per thousand)

(per thousand)

Up to $250,000 of liability written

$ 3.90

$ 4.68

Over $250,000 and up to $500,000 of liability written, add

$ 3.70

$ 4.44

Over $500,000 and up to $1,000,000 of liability written, add

$ 3.40

$ 4.08

Over $1,000,000 and up to $5,000,000 of liability written, add

$ 2.25

$ 2.70

Over $5,000,000 and up to $10,000,000 of liability written, add

$ 2.10

$ 2.52

Over $10,000,000 and up to $20,000,000 of liability written, add

$ 1.00

$ 1.20

Over $20,000,000 of liability written, add

$   .75

$   .90

 

Lender Title Insurance Rates

Standard Coverage

Enhanced Coverage

(minimum premium: $200.00)

(per thousand)

(per thousand)

Up to $250,000 of liability written

$ 2.90

$ 3.48

Over $250,000 and up to $500,000 of liability written, add

$ 2.70

$ 3.24

Over $500,000 and up to $1,000,000 of liability written, add

$ 2.40

$ 2.88

Over $1,000,000 and up to $5,000,000 of liability written, add

$ 1.25

$ 1.50

Over $5,000,000 and up to $10,000,000 of liability written, add

$ 1.10

$ 1.32

Over $10,000,000 and up to $20,000,000 of liability written, add

$ .75

$ .90

Over $20,000,000 of liability written, add

$ .50

$ .60